This site uses javascript to work. We have detected that you don't currently have javascript turned on.
To continue, please ensure you have turned on javascript in your browser settings.

Get a quote

Answer a few quick questions to get an instant quote. Before starting please read our conditions and exclusions to ensure our policy is suitable for your client.

  • Calculate the maximum cover allowed

  • Requested premium:

    We pay a maximum of 70% of your total income. Prices may vary based on your planned retirement age, deferral period, policy length and whether you choose to keep pace with inflation

  • Required benefit:

    We pay a maximum of 70% of your total income. Prices may vary based on your planned retirement age, deferral period, policy length and whether you choose to keep pace with inflation


  • Date of birth: *
     
  • Should the cover selected increase in line with RPI?* ?
    The Retail Price Index looks at the prices of hundreds of items we commonly spend money on; including bread, cinema tickets and pints of beer, and it tracks how these prices have changed over time. At British Friendly we use the Retail Price Index (RPI), declared in the September of each year, to ascertain how your client’s benefit will increase for the following year.

    RPI rates are expressed as percentages. If the RPI is 3%, this means that, on average, the price of products and services we buy is 3% higher than it was last year. In other words, we would need to spend 3% more to buy the same things that we bought 12 months ago.

    Your client can choose for their benefit to increase annually in line with RPI (subject to a maximum of a 10% increase a year). If your client chooses this option their premium will also increase at the same rate.