- Covers policyholders whose partner, spouse or child (until age 18) need at least 35 hours per week of full-time care for a continuous period of 4 weeks or more
- Fixed benefit amount of £125 per week paid up to 6 months
- No requirement for the policyholder to stop working
- Discretionary benefit for all new and existing insured policyholders at no extra cost
- Download our Care Assistance Benefit FAQs here
- Download our combined Care Assistance Benefit and Death Benefit brochure here or call us to request a hard copy to share with your clients
- 1, 4, 8 or 13 week deferred periods added to Short Term Protect & Breathing Space
- Widest choice of deferred periods on 1, 2 or 5 year benefit periods
- We also offer day 1; 1, 4, 8, 13, 26 or 52 week deferred periods on Long Term Protect
- View our competitive pricing structures in the policy Terms & Conditions
- Available now on our website, Webline & iPipeline with further roll-outs in the coming weeks
- Visit iPipeline here for the option for benefit & price driven quotes
- A lump sum equivalent to 6 months of your client’s IP benefit paid from the date of death
- Available to all new and existing insured policyholders
- Discretionary benefit for all new and existing insured policyholders at no extra cost
- Simple claims process
- Register multiple nominees to receive this benefit
- Visit our product page to download our Death Benefit FAQs, Care Assistance Benefit FAQs and Inclusive Benefit brochure
Our Products
We offer long term and short term affordable own occupation Income Protection products - providing your clients with cover that pays out when they really need it.
Long Term Protect
Cover your client for up to 70% of their annual taxable income until a maximum retirement age of 70
Short Term Protect
Cover your client for up to 70% of their annual taxable income for their choice of 1, 2, or 5 years until age 70
Breathing Space
Cover up to £250 per week for 1, 2 or 5 years until age 65 with no need to prove income or hours