There are more than 5 million self-employed people in the UK and it’s estimated that by 2022 over 7 million people will work in the gig economy.
Even though fluctuating incomes and lack of historic accounts make it difficult for these customers to prove a regular level of income, we have a great solution: Breathing Space.
Breathing Space is a non-financially underwritten product, giving these customers the flexibility to get Income Protection and protect what matters. Learn more about Breathing Space here.
Our COVID-19 FAQs were updated on 31st July 2021 and aims to provide members with answers to common questions we are currently being asked. We are regularly reviewing our approach as the coronavirus situation develops, so please be aware this guidance is subject to change.
To download our FAQs click here.
We will continue to update our guidance on this so please regularly review our website, as our position could change as the situation develops further.We are very pleased to announce that we’ll be using Square Health’s virtual screening service so we can continue to underwrite applicants where a screening is required.
To view our FAQs please click here.
Our Products
We offer long term and short term affordable own occupation Income Protection products - providing your clients with cover that pays out when they really need it.
Long Term Protect
Cover your client for up to 70% of their annual taxable income until a maximum retirement age of 70
Short Term Protect
Cover your client for up to 70% of their annual taxable income for their choice of 1, 2, or 5 years until age 70
Breathing Space
Cover up to £288 per week for 1, 2 or 5 years until age 65 with no need to prove income or hours