When British Friendly member, Paul, sustained an injury that stopped him working, not only were we here to support financially through his policy, but also with his recovery thanks to our Mutual Benefits programme.
Paul made use of his free-to-access physiotherapy sessions, through the Clinic in a Pocket app, and here’s what he had to say.
Our aim is to be a more inclusive Income Protection provider - welcoming more of your clients, even those who might be typically hard to insure, to secure cover with us. That’s why we’re now considering applications for clients with type 2 diabetes, with some guidelines to support you and your clients.
Check out our Q&A with Alex Yates, our Head of Underwriting, who gives more insight into our new offering for your diabetic clients.
Read the Q&A
Our Products
We offer a range of affordable own occupation Income Protection cover to suit the individual needs of your clients. Our main motivation is to support our members and provide cover for more people - even those who are typically hard to insure. And being a member of British Friendly means so much more than just having an Income Protection policy. As a mutual, we believe it‘s important to support our members in both sickness and in health which is why we also provide access to our discretionary Mutual Benefits and BF Care programmes for all insured members at no extra cost.
Protect
Protect offers a choice of either level guaranteed or age-costed guaranteed premiums, a range of deferred periods and is available with a choice of limited benefit terms or on a long term basis.
Breathing Space
Breathing Space has no financial underwriting at application stage so is particularly suitable for those with irregular income such as the self-employed and gig economy workers.