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Our Products

We offer a range of affordable own occupation Income Protection cover to suit the individual needs of your clients. Our main motivation is to support our members and provide cover for more people - even those who are typically hard to insure. And being a member of British Friendly means so much more than just having an Income Protection policy. As a mutual, we believe it‘s important to support our members in both sickness and in health which is why we also provide access to our discretionary Mutual Benefits and BF Care programmes for all insured members at no extra cost.


Protect offers a choice of either level guaranteed or age-costed guaranteed premiums, a range of deferred periods and is available with a choice of limited benefit terms or on a long term basis.

Breathing Space

Breathing Space has no financial underwriting at application stage so is particularly suitable for those with irregular income such as the self-employed and gig economy workers.