Protect

Protect is our traditional Income Protection product. It offers a choice of either level guaranteed premiums or age-costed guaranteed premiums, a wide range of deferred period options and is available on either a long term basis or with a choice of limited benefit terms which provide a more affordable option for clients who need cover for shorter claim periods or who are on a limited budget.

Key features:

• Option of either level guaranteed premiums or age-costed guaranteed premiums
• Covers up to £100,000 of your client’s yearly income before tax (maximum benefit up to £57,000 per year)
• Choice of deferred periods from day 1 (age-costed guaranteed premiums until policy end age only), week 1 (age-costed guaranteed premiums only) or 4, 8, 13, 26 or 52 weeks
• Choice of claim benefit periods from 1, 2, 5 years or until policy end age
• Benefit guarantee up to £1,500 per month
• Sick pay protection for teachers or NHS doctors, surgeons, nurses, midwives and dentists
• Gives you the option to add Fracture Cover as an additional benefit at an extra cost

For more information about Protect, you can download our product literature below or request a copy to be sent to you by contacting our Sales Team on 01234 348 007 or e-mail sales@britishfriendly.com. For more support materials including client facing content, visit our Adviser Toolkit.