If you want products that deliver great value for your clients and pay out when they need it most…the feeling’s mutual
We focus purely on Income Protection so we can provide the best cover for what we consider to be the most important protection insurance
We specialise in providing cover for the harder to insure such as manual workers, key workers, the self-employed and those who may find it difficult to prove a regular income, but our inclusive and flexible offering also means we can provide cover for other professional occupations as well
We provide a flexible and common sense approach to underwriting
All our products are based on own occupation which means your clients are covered if they’re unable to do the main tasks of their occupation
We paid, on average, 95% of all our claims over the last 16 years so you can have confidence that your clients are in safe hands with us
Both new and existing members have access to a range of value-added services through our discretionary BF Care and Mutual Benefits programmes at no extra cost
Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Reg. no: 110013. A member of the Association of Financial Mutuals. The Society is incorporated under the Friendly Societies Act 1992. Registered No. 392F Registered in England Number 3821812. Registered Office: 45 Bromham Road, Bedford MK40 2AA. BFS Member Services Limited is authorised and regulated by the Financial Conduct Authority.