This site uses javascript to work. We have detected that you don't currently have javascript turned on.
To continue, please ensure you have turned on javascript in your browser settings.

Our Products

If you want products that deliver great value for your clients and pay out when they need it most…the feeling’s mutual

  • We focus purely on Income Protection so we can provide the best cover for what we consider to be the most important protection insurance
  • We specialise in providing cover for the harder to insure such as manual workers, key workers, the self-employed and those who may find it difficult to prove a regular income, but our inclusive and flexible offering also means we can provide cover for other professional occupations as well
  • We provide a flexible and common sense approach to underwriting
  • All our products are based on own occupation which means your clients are covered if they’re unable to do the main tasks of their occupation
  • We paid, on average, 95% of all our claims over the last 16 years so you can have confidence that your clients are in safe hands with us
  • Both new and existing members have access to a range of value-added services through our discretionary BF Care and Mutual Benefits programmes at no extra cost