If you want products that deliver the best value for your clients and pay out when they need it…the feeling’s mutual
We paid 96.2% of all claims over the last 13 years and 94.7% of all claims in 2018
We focus purely on IP so we provide the best cover for what we consider to be the most important insurance
We provide a flexible & common sense approach to underwriting
All our products are based on own occupation which means your clients are covered for the job they do
We do our best to help as many people as we can and thanks to our inclusive approach we've become experts in providing Income Protection for more risky occupations like manual workers and the self-employed
Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Reg. no: 110013. A member of the Association of Financial Mutuals. The Society is incorporated under the Friendly Societies Act 1992. Registered No. 392F Registered in England Number 3821812. Registered Office: 45 Bromham Road, Bedford MK40 2AA. BFS Member Services Limited is authorised and regulated by the Financial Conduct Authority.