Breathing Space has no financial underwriting at application stage so is particularly suitable for those with irregular income such as the self-employed and gig economy workers. It offers age-costed guaranteed premiums, a choice of limited benefit terms and a wide range of deferred period options.
- Own occupation covers your client for the job they do
- Pays £125-£288 weekly benefit
- Pays directly into your client’s bank account every week or month
- Choice of claim period from 1, 2 or 5 years
- No limit to the number of claims (see Terms and Conditions)
- Choice of 1, 4, 8, 13, 26, 52 week deferred periods
- No financial underwriting at application stage means no minimum hours required, only proof that your client has had an income prior to their incapacity
- We don't factor in any other benefits your client is receiving either (ie. state benefits)
- Access provided to value-added services through our discretionary Mutual Benefits and BF Care programmes at no extra cost
For more information about Protect, you can download our product literature below or request a copy to be sent to you by contacting our Sales Team on 01234 348 007 or e-mail email@example.com. For more support materials including client facing content, visit our Adviser Toolkit.