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Breathing Space

Client choice of benefit of up to £288 per week for either 1, 2, or 5 years until age 65

Breathing Space is affordable short term cover for your clients who may struggle to prove their level of income in the event of a claim - such as self-employed, casual or part time workers or people with irregular income. This gives your client some time to regroup when facing serious illness, accident or injury without having to worry about finances.

Why choose Breathing Space for your clients?
  • Own occupation covers your client for the job they do
  • Pays £125-£288 weekly benefit
  • Pays directly into your client’s bank account every week
  • Choice of claim period from 1, 2 or 5 years
  • No limit to the number of claims (see Terms and Conditions)
  • Choice of 1, 4, 8 or 13 week deferred period
  • No financial underwriting at application stage means no minimum hours required, only proof that your client has had an income prior to their incapacity
  • We don't factor in any other benefits your client is receiving either (ie. state benefits)

For more information about Breathing Space you can download our product literature below or request a literature pack to be sent to you.

If you would like to request a literature pack or have any questions about our products please call us on 01234 358 344 and ask to speak with our Sales Support Team.

Alternatively, you can send us an e-mail on or check out our FAQs page.