Fracture Cover

Ouch! Suffering a bone fracture could lead to short to medium term financial hardship. The impact to the self-employed or those in physically demanding jobs could be even higher. That’s why we’ve introduced Fracture Cover. You can add it to your client’s policy for an extra £4 each month.

 

Underwriting

We don’t underwrite fracture cover but certain exclusions apply. You can find full details in our terms and conditions.

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Cover

• Covers your client for 18 specific fractures.
• The amount of benefit we pay depends on where the fracture is.

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Premiums

Level guaranteed premium of £4 each month.

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Benefit Payments

• Up to £6,000 lump sum for each policy year.
• Your client can claim alone or alongside their Income Protection policy.

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Flexible Cover

Your client can remove this cover at any time. They would not be able to add it back on at a later date. You can only add Fracture Cover to new policies.