If you think more people should be aware of the importance of Income Protection…the feeling’s mutual
Recover your mental wellbeing
May 21, 2020
Learn how mental health campaigner Tom Dunning became a ‘surthrivor’ here. Tom’s powerful mental health story highlights the importance of improving awareness, understanding and support.
With COVID-19 adding to everyday worries, our mental wellbeing is more at risk than ever before. British Friendly’s Income Protection insurance provides weekly benefit payments to members who become too unwell to work, due to their mental and physical health, plus access to physiotherapy and professional counselling at no extra cost.
We offer cover to Employees, Business Owners and the Self Employed
For November 2019, average regular pay, before tax and other deductions, for employees in Great Britain was estimated at £511 per week in nominal terms (source: Office of National Statistics). This compares to Statutory Sick Pay which is currently £95.85 per week. Could you manage on £95.85 a week?
If you’re self- employed you’re not eligible to claim SSP at all.
You can apply for Universal Credit but the process to claim can be complex and may not provide the level of income you need.
‘We pay up to £250 per week.’
There is another way – you can buy Income Protection insurance which pays you a regular income if you’re ever unable to work because of illness or injury. British Friendly’s Income Protection insurance can provide members with weekly benefit payments of up to £250 per week. To find out more, click here.
Click here to see how we were able to support our member Gavin’s recovery from stress, following his wife being diagnosed with terminal cancer.
British Friendly is a ‘mutual society’ which means we are owned by our members. Our profits go back to our members via our discretionary BF Care and Mutual Benefits programmes.
If you become a member, in addition to your Income Protection policy, you’ll also get…
Our Mutual Benefits Programme
- Physiotherapy and/or counselling sessions*
- Virtual GP and prescription delivery service*
- Access to the Lifeworks App promoting physical, mental and financial wellbeing
- Savings on your shopping at Tesco or Sainsbury’s and many more retail discounts
- Quarterly prize draw worth £1,000
Our BF Care Programme
- Bereavement Benefit
- Death Benefit
- Care Assistant Benefit
- Recovery Support Benefit
- Terminal Illness Benefit
Protect your future wellbeing. Ask a Financial Adviser about British Friendly’s income protection and our member benefits.
You can find a Financial Adviser at Protection Distributors Group or www.unbiased.uk. Many advisers will be able to provide you with free, no-obligation advice to help you decide the best option for you.